About ArticlesLes articles ci-dessous sont publiés par la Section du droit des assurances de l'Association du Barreau de l'Ontario. Les membres sont invités à soumettre des articles.  A propos des articles.

Rédacteurs : Matthew Gardner and Annette Casullo


LAT Rules & Practice Direction

  • 04 juin 2024
  • Sandeep Johal, Acting Associate Chair, Licence Appeal Tribunal

Information about two developments at the LAT pertaining to a Preliminary Issue Hearings Practice Direction for AABS matters and the updating of Rule 13 of the Licence Appeal Tribunal Rules, 2023.

Droit des assurances, Student Forum

Case Comment: Miceli v. TD General Insurance Company, 2024

  • 03 juin 2024
  • Domenic Nicassio, Beneva Lawyers

Where claimants are injured by hot liquids or coffee while inside an automobile, an application for accident benefits was subject to a preliminary motion to determine if an “accident” occurred pursuant to s.3(1) of the SABS.

Droit des assurances, Student Forum

SCC: Limited Statutory Rights of Appeal Do Not Preclude Judicial Review for Unaddressed Questions

  • 05 avril 2024
  • Michael A. Valdez, Stieber Berlach LLP

The recent decision of Yatar v. TD Insurance Meloche Monnex brings a much needed addition to the caselaw pertaining to the proper approach for judicial review of administrative decisions. While a court does have discretion to hear an application for judicial review and decide issues on the merits, including whether to deny relief, this discretion does not extend to declining consideration of the application for judicial review altogether.

Droit des assurances, Student Forum

Failed Third Party Claim Against Disability Insurer

  • 27 mars 2024
  • Tracey L. Hamilton

Third party claims are intricately connected to allegations pleaded in the statement of claim. When a plaintiff does not claim damages from anyone other than the defendant, the defendant cannot pursue a claim for contribution and indemnity. An employer may find themselves unable to pursue a third party claim against a disability benefits provider when the plaintiff seeks recovery for disability benefits in the context of a wrongful termination action.

Droit des assurances, Student Forum

Court of Appeal Rejects All Sums Approach to Long-Tail Claims

  • 06 mars 2024
  • Murray Stieber and Avi Sharabi

So-called “long-tail claims”, i.e. claims where the alleged damage spans a number of years, pose various coverage challenges for insurers and policyholders. On February 27, 2024, the Ontario Court of Appeal released its decision in Loblaw Companies Limited v. Royal & Sun Alliance Insurance Company of Canada, 2024 ONCA 145 (CanLII) (“Loblaw”), where it tried to bring some clarity to some of the material coverage issues that arise with these types of claims.

Droit des assurances, Student Forum

Duelling Definitions: The Meaning of the Term “Law” in Insurance Policy Interpretation

  • 29 février 2024
  • Michael A. Valdez, Stieber Berlach LLP

Legal arguments over the meaning of a single term may seem like little more than semantic squabbles to those unfamiliar with insurance law. However, small interpretative disputes are often at the center of high-value insurance claims. The analysis of these disputes frequently determines whether the case ends in a big payout, or with a justifiably denied claim.

Droit des assurances, Student Forum