Resources, Articles, & Advocacy
Article | April 01, 2026
Limitation Limbo: When Does the Clock Really Start Ticking?
Recent case law offers important guidance on the dichotomy of contractual limitation clauses in insurance policies, balancing the rights of insured parties with insurers’ ability to impose shorter timelines. Courts have emphasized that such clauses must be clearly worded and contextually appropriate. This article examines key court decisions, and the variables which impact when, if, and how a contractual limitation will be applicable.
Advocacy | March 27, 2026
Your OBA LegUp Policy and Legislative Update Week of March 23
2026 Ontario Budget: On Thursday, the Ontario government released the 2026 Budget, A Plan to Protect Ontario. Justice sector spending is projected at $7.3 billion in 2026-27, and the overall deficit for 2026-27 is $13.8 billion, up from the $7.8 billion figure in the 2025 budget. You can read more about the budget and view the full document here.
Advocacy | March 27, 2026
OBA Update - Budget 2026
Justice sector expense is projected to increase from $7.2 billion in 2024–25 to $7.4 billion in 2028–29. Investments in the sector support enhanced border security, the expansion and construction of new correctional institutions, and public safety,
Article | March 20, 2026
A Cautionary Tale for Vehicle Co Owners: ONCA Rules One Owner’s Consent Binds All
A powerful reminder for anyone sharing vehicle ownership. Consent from one owner can create liability for all. In Nowakowski v Campbell, 2025 ONCA 762, the Ontario Court of Appeal upheld a motion judge’s decision that a co-owner of a motor vehicle can be held liable for loss or damage caused by the negligent operation of the vehicle, even if they did not consent to a non-owner using it, so long as another co-owner did provide that consent.
Legislative Update | March 20, 2026
Your OBA LegUp Policy and Legislative Update Week of March 16
Pepper Spray: Ontario is calling on the Federal government to amend the Criminal Code to allow the use of pepper spray for self-defence. Currently, pepper spray designed for use on people is classified as a prohibited weapon.
Legislative Update | March 13, 2026
Your OBA LegUp Policy and Legislative Update Week of March 9
Jets at Billy Bishop: Premier Ford has suggested that the province may expropriate Toronto’s share of the airport lands if officials block the expansion plans. The federal government did not specifically endorse the plan, but suggested it was open to examining future expansion.
Advocacy | February 27, 2026
Your OBA LegUp Policy and Legislative Update Week of February 23
OBR Ontario Business Account: On February 23, 2026, the Ministry of Public and Business Service Delivery and Procurement launched the Ontario Business Account. If you are an intermediary using the Ontario Business Account, the ministry recommends transferring your account to the OBR Partner Portal, which is designed to help intermediaries manage client accounts efficiently.
| February 13, 2026
Your OBA LegUp Policy and Legislative Update Week of February 9
Olympic Winter Games: The 2026 Winter Olympic games are underway with a relatively slow start for Canada. Canada is currently #15 in terms of total medals, with zero golds, 3 silvers, and 4 bronze medals. The top three countries by medal count are currently Norway and Italy tied at 18 medals, with the U.S. in third with 14 medals.
